Diwali 2025 – 4 Smart Ways To Invest In Gold On Dhanteras: Physical, Digital, ETFs & Mutual Funds

Diwali, the festival of lights, will be celebrated with grandeur on October 20th, 2025. Preceding Diwali is Dhanteras, a day that holds immense cultural and financial significance. Traditionally, it is considered highly auspicious to purchase gold on Dhanteras. People worship Goddess Lakshmi and Lord Dhanvantari, seeking prosperity, wealth, and good health. Across households, gold coins and jewellery are bought as part of the festivities. If you are planning to buy gold this Dhanteras, there are several smart and modern methods to consider, each with its own advantages.

Top 4 Ways to Buy Gold on Dhanteras

1. Physical Gold

The most traditional method is buying physical gold in the form of coins or jewellery. Always ensure the gold is BIS hallmarked, which guarantees its purity and authenticity. Keep in mind that making charges on jewellery usually range between 5% to 20%, depending on the design and craftsmanship. Physical gold has the advantage of tangibility, making it a popular choice during Dhanteras.

2. Digital Gold

For those seeking convenience and flexibility, digital gold is an attractive option. You can start investing with very small amounts, and the platform securely stores your gold. One of the biggest advantages is that you can withdraw it in physical form or sell it whenever needed, combining safety with liquidity. Digital gold is ideal for tech-savvy investors who prefer hassle-free transactions.

3. Gold Mutual Funds

Gold mutual funds are investment funds that primarily invest in Gold ETFs, functioning as “funds of funds.” These allow you to invest in gold without directly purchasing it. You can invest lump sums, making this option suitable for beginners who are exploring investment opportunities in gold. Over time, these funds can generate returns linked to gold price movements.

4. Gold ETFs

Gold Exchange Traded Funds (ETFs) are another modern method to invest in gold without physically owning it. ETFs trade on the stock market like shares, and you need a demat account to invest. They offer lower expenses compared to physical gold and are highly liquid, allowing you to buy or sell anytime during market hours. Gold ETFs are ideal for those looking for a cost-effective and convenient way to invest in gold.